Posts Tagged ‘property buying’

Tips to buy property in Switzerland

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Here is something you simply must know before you start property search in Switzerland — the costs involved with property buying in Switzerland is higher than anywhere else in Europe. Not just that, general cost of living is also higher in Switzerland than in any other country in Europe. But then I assume you already know that, right? So here goes, some great tips to get that house you so want!

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  1. Laws: Non Swiss citizen have several laws to abide by before a property is bought. You must obtain an authorisation from the Cantonal Authorities and from the Federal Department of Justice and Police, through a notary. This is because there is an annual quota for sale to non-Swiss citizens. Also, it’s worth knowing that if either you or your spouse is an EU citizen, Swiss residency is most likely to give you almost all rights as a Swiss citizen.
  2. Holiday home or permanent house?  It is very imperative that you decide what you are planning on buying. If it’s a holiday home, where you will stay on for a few months in a year, there are rules, and quotas. If it’s a permanent house, you will definitely have to show your stay permit, especially if you do not hold an EU/EFTA passport. However, this may lead you to a wild goose chase. Be warned.
  3. Price payable: This is usually done in stages, which is specified in the purchase agreement. Do go through it thoroughly.
  4. Location dependant. Remember the price you will have to pay depends on the location of your house. Of course, this is true in any part of the world.In Switzerland, the property market being small, the location of the property assumes greater importance.
  5. Loans: Do remember that local banks can loan up to two-thirds of the purchase price.
  6. Agent: A pice of good advice — identify and pick a good, trustworthy and experienced real estate agent early in this process. It eases out a lot of hassles and quickens the process, too.
  7. Taxes and rates. It is important to do a thorough research on the property taxes applicable in each town/ canton.. It may serve you well to know that the Canton of Zug, for example, has the lowest tax, and therefore, highest property price in all of Switzerland!

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Hope this has helped you in some way. Do drop in a line if you need to know more.. or simply visit our website

Much Love and happy house hunting,

MILO

P.S: Follow me to my next post: Property Buying tips in Belgium.

lonny mag

lonny magazine is a home decor magazine that can be read entirely online! below are some of my favorite photos from the magazine.

 

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The Most Controversial Room in the House

Tips and Advices – A day with a Kitchen Consultant (Part 2)

Milo’s day out with the kitchen consulant continues….

Okay, I can see you are back to know more about my day. Initial planning questions done, the in-depth aspects became more and more interesting. Are you ready to go?

The Work Flow Chart

You do remember I told you about the sequence and flow of work in a kitchen, right?

I know what you’re thinking… It’s all about basic activities in every kitchen –preparation, washing, cooking and storing! What other flow could be there! I had the same question too! So did our client. “The design has to make for the smooth integration of these basic activities,” explained JSK. “A good kitchen design ensures that one does not have to retrace the steps too often while performing normal cooking activities!”

That answers your doubt.

Okay, so there were a few points to be kept in mind:

  1. Smooth functioning of activities without much to and fro.
  2. No doors en-route to interrupt the flow.
  3. Make the sequence of kitchen work, logical and economical.
  4. Ensure minimum distance between work areas (platforms, sink, cook tops) and storage areas.
  5. Oragnise clutter.

Once you understand these points, it’s rather easy to make a rough sketch of a design of sorts in your mind.

The Layout

Did you know that there are six basic types of kitchen layouts? With distinct features of its own, each design can function efficiently within the given space and size.

You kitchen consultant will be the best person to tell you which one you should pick. However, you must know what these layouts are.

The U shape:

  1. Ideal for a large space.
  2. As the name suggests, platforms run on three sides, forming a U.
  3. Gives a lot of work and storage space.

The L shaped:

  1. The platform runs along two perpendicular walls.
  2. Very common in many parts of India, and cities like New York.

The Straight Line:

  1. All the work area is set against a single wall.
  2. Most suited for narrow spaces.
  3. Looks sleek.

The Galley:

  1. Work platforms on either side.
  2. It is an ideal layout in terms of efficiency, for many.

The island:

  1. Requires a lot of space.
  2. The island can also be used as an informal dining area.
  3. Works well in a commercial kitchen.

The peninsular:

  1. Good for a large space.
  2. It has a unit free on three sides.
  3. One side is perpendicular to the wall or to the other kitchen units, which can be used as a breakfast counter.

That brings us to more important aspects like lighting, ventilation, storage and others. See you soon with more on these aspects in our part 3.

 

I’d love to hear from you…

Give me your comments, feedback, feedback and doubts, and I’ll get back to you…

Milo

The Frozen Sea and Land Around

Black sea often gets frozen due to the sub zero temperatures in that region. The scene is a spectacular one as the gushing sea stands still as if following the commandment of a higher order!

Here are some stunning pictures, and they really make an impact on you, you might want to invest in property near by. Just for info, the Black Sea borders six countries — Turkey, Bulgaria, Romania, The Ukraine, Russia and Georgia.

These pictures below are the coast off Odessa, the third largest city in Ukraine.

Very close to black sea, in Odessa, are fabulous apartments for sale as well as rent. Odessa boasts of providing several options to invest on residential real estate.

First, the fab pictures…

Odessa and Real Estate In Ukraine

The city of Odessa, is said to be very different from most cities we know. With a nightlife that claims vibrancy, beautiful beaches and museums, one can safely say that this city is meant to be enjoyed completely.

Reports say that real estate prices are now faling in Ukraine, making it the right time to invest in apartments. There are hoards of just completed residential houses, and also several under construction ones!

Ukraine has seen a real estate boom ever since the Orange Reveloution, way back in 1994. It has seen a lot of foreign investments in real estate in recent times, too.

Ukrainian property can also be bought through some real estate agencies without the buyer’s physical presence, through online services.

Nevertheless, buyers, especially of expensive property, prefer to make the deal in person.

However, as is the case with real estate purchases in any part of the world, the buyer must excersice caution before finalising any deal. Thofough research is required to be done. Not just that, it’s important that foreign investors keep all necessary documents in order and take extra care and precaution before buying property/ renting property or even giving out own property on lease.

Property Buying Tips

Buying property? There is more to it than getting the finance and picking a reputed builder. Here is a quick run through of common sense tips. You already know it all, but the best of us, forget the best of things at times.

1.  The Real Reason: Why do you want to buy the property? To have your ‘own’ home, for investment purpose only, a holiday home, a place to retire to, or to relocate? Once you know the reason, you will be more clear on what type of property to zero in on. This is especially important if you are buying a home outside of your city or even country.

2.  Research: This is very important. Before you set out, read up, browse through several websites, talk to people, use your network to know more.  And, yes… prepare a checklist of what you want.

3.  Visit: Of course, you must pay a visit and check out the property or properties, as the case maybe. Go along with someone — a relative, a friend, or better still, someone from the town/ country! This is because, that person may bring in a fresher perspective and probably see what you don’t! Ask questions. Click photographs and go through your checklist!

4.  Repeat Visits: Try visiting the property several times before you pay up, and visit the place at different times of the day.

5.  Facilities & Amenities: Look for what the builder-developer is offering you vis-a-vis the price you are paying. Also, its important to know how far the nearest medical care unit, school, railway station, airport, shopping mall, etc., are located.

6.  Language: In case you are relocating to another city or country, you must be prepared to learn the local language as also about the culture of that place.

7.  Time: Be prepared to invest time into the project. You cannot expect to find your dream home the first time around!

8.  Insurance: Go through the due diligence bit and get home insurance done. It’s really a must!

9.  Solicitors: Pick someone you know. Avoid solicitors who have been recommended by agents. Find an independent one of repute.

10. Survey: Get a property survey done by a professional — someone who is familiar with local construction processes and materials

All this apart, enjoy the process. The journey is always more important than the destination.

Indian cities — an interesting study

It is indeed true, what social experts say, that India is a land of paradox. Interestingly, even the economic development that is growing in an accelerating pace, has done nothing to change this astounding truth!

Recently, a survey put forth the findings that Gurgaon, that tops the list of most preferred cities in India to earn a living, is not actually among the best places to live. What a paradox!

Here are some more interesting facts from the data compiled by an Economics Research firm, on residences, earnings and investments.

1.The four metros of Delhi, Mumbai, Kolkata and Chennai are not really among the ten best cities to reside in, earn in or invest.

2.  Delhi, Mumbai and Chennai are cities preferred by millionaires to spend their life in.

3.  Gurgaon, Silvaasa, Noida, Faridabad, Rupnagar, Chandigarh, Surat, Bangalore, Gandhinagar and Pune figure in the best ‘earn-in’ cities.

4.  Among the best cities to reside, five are from Kerala — Kochi, Kozhikode, Thrissur, Thiruvananthapuram, and Kannur; while the others are Mysore, Goa, Pondicherry, Shimla and Thiruvalur.

Indicus, the economic research firm, considered the following parameters — health, education, environment, safety, public facilities and entertainment — for preparing the ‘reside-in’ index; and  growth rate of employment, per capita income and listings on popular job websites, for the ‘earn-in’ index.